:root {
  --bg: #f4f7fb;
  --surface: #ffffff;
  --surface-soft: #f8fbff;
  --surface-blue: #eef5ff;
  --ink: #172033;
  --muted: #667386;
  --line: #dce6f2;
  --line-strong: #c8d7e8;
  --navy: #10294d;
  --navy-2: #163b70;
  --blue: #2f6fed;
  --blue-dark: #1f55c7;
  --blue-soft: #edf4ff;
  --orange: #ff7a18;
  --orange-dark: #e76100;
  --orange-soft: #fff3e8;
  --green: #159a67;
  --green-soft: #eaf8f1;
  --violet: #6d5bd0;
  --violet-soft: #f2efff;
  --teal: #0f8c95;
  --teal-soft: #e9f8f9;
  --yellow-soft: #fff7df;
  --danger: #b44848;
  --shadow: 0 20px 48px rgba(16, 41, 77, .10);
  --shadow-soft: 0 10px 28px rgba(16, 41, 77, .08);
  --radius-xl: 28px;
  --radius-lg: 22px;
  --radius: 16px;
  --container: 1240px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
html, body { margin: 0; padding: 0; overflow-x: hidden; }
body {
  color: var(--ink);
  background: var(--bg);
  font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  font-size: 16px;
  line-height: 1.58;
  -webkit-font-smoothing: antialiased;
}
body.modal-open { overflow: hidden; }
a { color: inherit; text-decoration: none; }
button, input, select { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
img { max-width: 100%; display: block; }
[hidden] { display: none !important; }
.container { width: min(calc(100% - 32px), var(--container)); margin: 0 auto; }
.narrow { max-width: 880px; }
.skip-link { position: fixed; left: 12px; top: -70px; z-index: 9999; padding: 11px 15px; background: #fff; border-radius: 10px; box-shadow: var(--shadow); }
.skip-link:focus { top: 12px; }

h1, h2, h3 { margin: 0; line-height: 1.08; letter-spacing: -.035em; color: var(--navy); }
h1 { font-size: clamp(38px, 5.2vw, 66px); }
h2 { font-size: clamp(30px, 3.4vw, 44px); }
h3 { font-size: 21px; }
p { margin: 0; }

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 80;
  background: rgba(16, 41, 77, .97);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(255,255,255,.09);
  box-shadow: 0 6px 24px rgba(8, 25, 49, .08);
}
.header-row { min-height: 76px; display: flex; align-items: center; gap: 30px; }
.brand-logo { display: inline-flex; align-items: center; gap: 11px; font-weight: 900; letter-spacing: -.025em; white-space: nowrap; color: #fff; }
.brand-logo__mark { width: 40px; height: 40px; display: grid; place-items: center; background: linear-gradient(180deg, #ff8d2d, var(--orange)); color: #fff; border-radius: 12px; font-size: 21px; box-shadow: 0 10px 24px rgba(255, 122, 24, .22); }
.brand-logo__name { font-size: 21px; }
.brand-logo__name span { color: #8ed3ff; }
.desktop-nav { display: flex; gap: 24px; margin-left: 18px; font-size: 14px; font-weight: 760; color: rgba(255,255,255,.78); }
.desktop-nav a:hover { color: #fff; }
.header-cta { margin-left: auto; display: inline-flex; min-height: 44px; align-items: center; justify-content: center; padding: 0 17px; border-radius: 13px; background: #fff; color: var(--navy); font-weight: 850; font-size: 14px; box-shadow: 0 10px 25px rgba(0,0,0,.10); }
.header-cta:hover { transform: translateY(-1px); }
.menu-button { display: none; border: 0; background: rgba(255,255,255,.08); width: 44px; height: 44px; padding: 10px; border-radius: 12px; }
.menu-button span { display: block; height: 2px; background: #fff; margin: 5px 0; border-radius: 2px; }
.mobile-nav { display: none; padding: 8px 16px 18px; border-top: 1px solid rgba(255,255,255,.10); background: var(--navy); }
.mobile-nav a { display: block; padding: 12px 4px; color: #fff; font-size: 15px; font-weight: 760; border-bottom: 1px solid rgba(255,255,255,.08); }

/* Hero */
.hero { position: relative; overflow: hidden; }
.hero--home {
  padding: 68px 0 58px;
  color: #fff;
  background:
    radial-gradient(circle at 12% 10%, rgba(73, 128, 255, .24), transparent 30%),
    radial-gradient(circle at 88% 12%, rgba(0, 194, 255, .12), transparent 27%),
    linear-gradient(135deg, #0f2445 0%, #173d73 100%);
}
.hero--home::after { content: ""; position: absolute; width: 460px; height: 460px; border-radius: 50%; right: -220px; bottom: -290px; border: 1px solid rgba(255,255,255,.08); box-shadow: 0 0 0 48px rgba(255,255,255,.025), 0 0 0 98px rgba(255,255,255,.018); }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(360px, 430px); gap: 44px; align-items: center; }
.hero-copy h1 { color: #fff; max-width: 820px; margin-bottom: 20px; }
.hero-lead { color: rgba(255,255,255,.87); max-width: 760px; font-size: clamp(18px, 1.7vw, 21px); line-height: 1.5; }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; margin-bottom: 12px; color: var(--blue); font-size: 13px; font-weight: 900; text-transform: uppercase; letter-spacing: .10em; }
.eyebrow--hero { padding: 8px 11px; border-radius: 999px; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12); color: #ddecff; letter-spacing: .06em; text-transform: none; }
.eyebrow--light { color: #b9d5ff; }
.hero-stats { display: flex; flex-wrap: wrap; gap: 10px; margin: 27px 0 22px; }
.hero-stats > div { min-width: 118px; padding: 10px 12px; border-radius: 14px; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12); }
.hero-stats strong { display: block; color: #fff; font-size: 22px; line-height: 1.1; }
.hero-stats span { display: block; margin-top: 3px; color: rgba(255,255,255,.72); font-size: 13px; }
.hero-pills { display: flex; flex-wrap: wrap; gap: 9px; }
.hero-pills a { padding: 9px 12px; border-radius: 999px; background: rgba(255,255,255,.09); border: 1px solid rgba(255,255,255,.13); color: #fff; font-size: 13px; font-weight: 750; transition: .2s ease; }
.hero-pills a:hover { background: rgba(255,255,255,.15); transform: translateY(-1px); }

.finder-card { background: rgba(255,255,255,.99); color: var(--ink); border-radius: var(--radius-xl); padding: 24px; box-shadow: 0 28px 70px rgba(3, 18, 39, .28); border: 1px solid rgba(255,255,255,.75); }
.finder-card__top { display: flex; align-items: center; gap: 12px; margin-bottom: 22px; }
.finder-card__top strong { display: block; color: var(--navy); font-size: 21px; line-height: 1.2; }
.finder-card__top p { color: var(--muted); margin-top: 4px; font-size: 14px; }
.finder-icon { width: 42px; height: 42px; flex: 0 0 42px; display: grid; place-items: center; border-radius: 12px; color: #fff; background: linear-gradient(180deg, #ff8d2d, var(--orange)); font-size: 19px; font-weight: 950; box-shadow: 0 10px 20px rgba(255,122,24,.22); }
.finder-range { display: block; margin: 17px 0; }
.finder-range > span { display: flex; justify-content: space-between; gap: 12px; color: #55657b; font-size: 13px; font-weight: 700; }
.finder-range strong { color: var(--navy); }
input[type="range"] { width: 100%; accent-color: var(--blue); }
.finder-range input { margin-top: 10px; }
.finder-options { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; margin: 18px 0; }
.finder-options label { position: relative; }
.finder-options input { position: absolute; opacity: 0; pointer-events: none; }
.finder-options span { display: flex; align-items: center; justify-content: center; min-height: 46px; padding: 9px 11px; border: 1px solid var(--line-strong); border-radius: 13px; color: #42536a; background: #fff; font-size: 13px; font-weight: 800; cursor: pointer; text-align: center; }
.finder-options input:checked + span { color: #0f6a46; background: var(--green-soft); border-color: #9fd9be; box-shadow: inset 0 0 0 1px rgba(21,154,103,.08); }
.finder-note { margin: 13px 0 0; color: #7b8797; font-size: 13px; line-height: 1.45; }

/* Buttons */
.btn { display: inline-flex; justify-content: center; align-items: center; min-height: 48px; padding: 0 18px; border: 0; border-radius: 14px; font-weight: 850; font-size: 14px; cursor: pointer; transition: .18s ease; }
.btn:hover { transform: translateY(-1px); }
.btn-primary { color: #fff; background: linear-gradient(180deg, #ff8a2a 0%, var(--orange-dark) 100%); box-shadow: 0 12px 25px rgba(231,97,0,.18); }
.btn-primary:hover { box-shadow: 0 15px 32px rgba(231,97,0,.25); }
.btn-ghost { color: var(--navy); background: #fff; border: 1px solid var(--line-strong); }
.btn-ghost:hover { border-color: #a9bfd8; background: #f8fbff; }
.btn-disabled { background: #edf1f5; color: #8794a4; box-shadow: none; }
.btn-large { width: 100%; min-height: 54px; font-size: 15px; }
.btn-small { min-height: 40px; padding: 0 14px; font-size: 13px; }

/* Trust strip */
.trust-strip { background: #fff; border-bottom: 1px solid var(--line); }
.trust-strip__grid { display: grid; grid-template-columns: repeat(3,1fr); }
.trust-strip__grid > div { display: grid; grid-template-columns: 34px 1fr; column-gap: 12px; row-gap: 2px; padding: 19px 24px; border-right: 1px solid var(--line); }
.trust-strip__grid > div:last-child { border-right: 0; }
.trust-strip span { grid-row: 1/3; width: 34px; height: 34px; border-radius: 11px; display: grid; place-items: center; background: var(--blue-soft); font-size: 13px; font-weight: 950; color: var(--blue); }
.trust-strip strong { font-size: 14px; color: var(--navy); }
.trust-strip p { color: var(--muted); font-size: 13px; line-height: 1.4; }

/* Sections */
.section { padding: 66px 0; }
.section--soft { background: #edf3f9; }
.section--dark { color: #fff; background: linear-gradient(135deg, #0f2445, #153b6f); }
.section-heading { max-width: 850px; margin-bottom: 26px; }
.section-heading h2 { margin-bottom: 12px; }
.section-heading p { color: var(--muted); font-size: 16px; }
.section-heading--split { max-width: none; display: flex; align-items: end; justify-content: space-between; gap: 24px; }
.section-heading--split > div { max-width: 850px; }
.text-link { color: var(--blue); font-weight: 850; font-size: 14px; white-space: nowrap; }
.text-link:hover { color: var(--blue-dark); }

/* Filter */
.filter-panel { margin: 0 0 22px; padding: 18px; background: #fff; border: 1px solid var(--line); border-radius: 20px; box-shadow: var(--shadow-soft); }
.filter-panel__title { display: flex; justify-content: space-between; gap: 20px; align-items: start; margin-bottom: 14px; }
.filter-panel__title strong { display: block; color: var(--navy); font-size: 17px; }
.filter-panel__title span { display: block; margin-top: 2px; color: var(--muted); font-size: 13px; }
.filter-reset { border: 0; background: transparent; color: var(--blue); font-weight: 850; font-size: 13px; cursor: pointer; }
.filter-grid { display: grid; grid-template-columns: 1.15fr 1.15fr .78fr .72fr .95fr; gap: 10px; }
.range-field, .select-field, .check-chip span { min-height: 78px; border-radius: 15px; }
.range-field, .select-field { padding: 12px 14px; background: #f7f9fc; border: 1px solid #e4ebf3; }
.range-field > span, .select-field > span { display: block; color: #687789; font-size: 13px; font-weight: 780; margin-bottom: 8px; }
.range-field strong { color: var(--navy); }
.range-field input { margin-top: 4px; }
.check-chip { position: relative; }
.check-chip input { position: absolute; opacity: 0; pointer-events: none; }
.check-chip span { display: flex; align-items: center; justify-content: center; padding: 10px 12px; border: 1px solid #e1e9f2; background: #f7f9fc; color: #43536a; font-size: 13px; font-weight: 850; cursor: pointer; text-align: center; }
.check-chip--zero input:checked + span { background: var(--green-soft); border-color: #9fd9be; color: #0c704a; }
.check-chip--card input:checked + span { background: var(--blue-soft); border-color: #afc9ef; color: #2455a7; }
.select-field select { width: 100%; border: 0; background: transparent; color: var(--navy); font-weight: 850; outline: 0; }
.filter-status { margin-top: 12px; color: var(--muted); font-size: 13px; }
.filter-status strong { color: var(--navy); font-size: 15px; }

/* Offer cards */
.offer-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 18px; align-items: stretch; }
.offer-wrap { min-width: 0; }
/* With JavaScript off, the entire server-rendered catalog remains available. */
html.js .offer-wrap--extra { display: none; }
/* Alternative MFOs keep the full list server-rendered for crawlers and no-JS visitors. */
html.js .related-offer--extra { display: none; }
html:not(.js) .show-more { display: none; }
.offer-card { position: relative; height: 100%; overflow: hidden; display: flex; flex-direction: column; padding: 18px; background: #fff; border: 1px solid var(--line); border-radius: 20px; box-shadow: 0 10px 28px rgba(16,41,77,.06); transition: .18s ease; }
.offer-card::before { content: ""; position: absolute; inset: 0 0 auto 0; height: 4px; background: linear-gradient(90deg, var(--blue), #72a3ff); }
.offer-card--zero::before { background: linear-gradient(90deg, #28b87a, #87dbb6); }
.offer-card--longterm::before { background: linear-gradient(90deg, var(--violet), #a99ae9); }
.offer-card--clean::before { background: linear-gradient(90deg, var(--teal), #5acbd1); }
.offer-card:hover { transform: translateY(-3px); border-color: #c6d6e8; box-shadow: 0 18px 38px rgba(16,41,77,.11); }
.offer-card--secondary { border-color: #eed8b5; background: #fffdf9; }
.offer-card__top { display: flex; justify-content: space-between; gap: 12px; align-items: flex-start; margin-bottom: 15px; }
.offer-brand { display: flex; align-items: center; gap: 10px; min-width: 0; }
.offer-brand__text { min-width: 0; }
.offer-brand strong { display: block; color: var(--navy); font-size: 18px; line-height: 1.2; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; max-width: 190px; }
.offer-brand small { display: block; color: var(--muted); font-size: 13px; margin-top: 3px; }
.offer-logo { width: 46px; height: 46px; flex: 0 0 46px; display: grid; place-items: center; overflow: hidden; border-radius: 13px; background: #fff; border: 1px solid #e3eaf2; }
.offer-logo img { max-width: 38px; max-height: 38px; object-fit: contain; }
.offer-logo__fallback { width: 100%; height: 100%; display: grid; place-items: center; color: var(--navy); background: linear-gradient(145deg,#f7f9fc,#e9f1fb); font-weight: 900; font-size: 13px; }
.offer-badges { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 5px; max-width: 190px; }
.badge { padding: 5px 8px; border-radius: 999px; font-size: 13px; font-weight: 850; white-space: nowrap; background: #f1f4f7; color: #56677a; }
.badge--green { background: var(--green-soft); color: #0b744c; }
.badge--blue { background: var(--blue-soft); color: #2355aa; }
.badge--violet { background: var(--violet-soft); color: #5848b8; }
.badge--teal { background: var(--teal-soft); color: #0d747b; }
.offer-secondary-note { margin: 0 0 12px; padding: 10px 11px; border-radius: 11px; background: var(--yellow-soft); color: #765b20; font-size: 13px; line-height: 1.45; }
.offer-card__facts { display: grid; grid-template-columns: 1fr 1fr; gap: 9px; }
.fact { min-height: 70px; padding: 10px 11px; border-radius: 13px; border: 1px solid transparent; }
.fact span { display: block; color: #687789; font-size: 13px; font-weight: 850; margin-bottom: 3px; }
.fact strong { display: block; color: var(--navy); font-size: 14px; line-height: 1.35; }
.fact--amount { background: #eef5ff; border-color: #dce9fb; }
.fact--term { background: #f3f0ff; border-color: #e4defa; }
.fact--rate { background: #edf9f3; border-color: #d9f0e4; }
.fact--psk { background: #fff4e8; border-color: #f9e2c7; }
.offer-card__meta { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 11px; color: #59697b; font-size: 13px; }
.offer-card__meta span { padding: 6px 8px; border-radius: 9px; border: 1px solid #e1e8f0; background: #fafbfd; }
.offer-card__meta b { color: var(--navy); }
.offer-card__advantages { padding: 0; margin: 13px 0 0; list-style: none; color: #536276; font-size: 13px; }
.offer-card__advantages li { position: relative; padding-left: 18px; margin: 5px 0; }
.offer-card__advantages li::before { content: "✓"; position: absolute; left: 0; top: 0; color: var(--green); font-weight: 900; }
.offer-card__actions { display: grid; grid-template-columns: 1fr auto; gap: 8px; margin-top: auto; padding-top: 16px; }
.offer-card__actions .btn-primary { width: 100%; }
.compare-toggle.is-active { color: #fff; background: var(--blue); border-color: var(--blue); }
.offer-card__footer { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 6px 12px; margin-top: 12px; padding-top: 11px; border-top: 1px solid #edf1f5; }
.offer-details-link { color: var(--blue); font-size: 13px; font-weight: 850; }
.offer-license { color: #8490a0; font-size: 13px; line-height: 1.4; word-break: break-word; }
.offer-empty { margin-top: 20px; padding: 22px; border: 1px dashed #bdcad9; border-radius: 16px; background: #fff; text-align: center; }
.offer-empty strong { color: var(--navy); }
.offer-empty p { color: var(--muted); margin-top: 5px; }
.show-more[hidden] { display: none; }
.show-more { display: block; margin: 24px auto 0; min-height: 48px; padding: 0 22px; border: 1px solid var(--line-strong); border-radius: 14px; background: #fff; color: var(--navy); font-weight: 850; cursor: pointer; }

/* Compare promo */
.compare-promo { display: grid; grid-template-columns: 1fr .95fr; gap: 40px; align-items: center; }
.compare-promo h2 { color: #fff; margin-bottom: 12px; }
.compare-promo p { color: rgba(255,255,255,.76); font-size: 16px; max-width: 650px; }
.compare-demo { background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12); border-radius: 18px; overflow: hidden; }
.compare-demo > div { display: grid; grid-template-columns: .8fr 1fr 1fr; gap: 8px; padding: 13px 15px; border-bottom: 1px solid rgba(255,255,255,.10); }
.compare-demo > div:last-child { border-bottom: 0; }
.compare-demo span { color: #b9c9dd; font-size: 13px; }
.compare-demo strong { color: #fff; font-size: 13px; }
.compare-demo .good { color: #8be2b5; }

/* Category cards */
.category-cloud { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 12px; }
.category-cloud a { display: grid; grid-template-columns: 42px 1fr auto; align-items: center; gap: 12px; min-height: 78px; padding: 14px; background: #fff; border: 1px solid var(--line); border-radius: 16px; box-shadow: 0 7px 20px rgba(16,41,77,.04); transition: .18s ease; }
.category-cloud a:hover { transform: translateY(-2px); border-color: #c2d4e8; box-shadow: var(--shadow-soft); }
.category-icon { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 12px; background: var(--blue-soft); color: var(--blue); font-size: 14px; font-weight: 950; }
.category-cloud a:nth-child(4n+2) .category-icon { background: var(--green-soft); color: var(--green); }
.category-cloud a:nth-child(4n+3) .category-icon { background: var(--orange-soft); color: var(--orange-dark); }
.category-cloud a:nth-child(4n+4) .category-icon { background: var(--violet-soft); color: var(--violet); }
.category-label { color: var(--navy); font-size: 14px; font-weight: 850; line-height: 1.3; }
.category-arrow { color: #8aa0b9; font-size: 18px; }

/* Editorial / guide */
.editorial-grid { display: grid; grid-template-columns: minmax(0,1.3fr) minmax(320px,.7fr); gap: 32px; align-items: start; }
.editorial-main > p { color: var(--muted); margin-top: 12px; font-size: 16px; }
.check-list { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-top: 22px; }
.check-list > div { display: grid; grid-template-columns: 34px 1fr; gap: 10px; padding: 15px; border-radius: 15px; background: #fff; border: 1px solid #dce6f1; }
.check-list > div > span { width: 34px; height: 34px; display: grid; place-items: center; border-radius: 10px; background: var(--blue-soft); color: var(--blue); font-weight: 950; font-size: 13px; }
.check-list p { color: #5b6879; font-size: 13px; }
.check-list strong { color: var(--navy); }
.method-card { position: sticky; top: 96px; padding: 22px; border-radius: 20px; color: #fff; background: linear-gradient(145deg, #10294d, #173b6f); box-shadow: var(--shadow); }
.method-card__num { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 12px; background: #fff; color: var(--blue); font-size: 18px; font-weight: 950; }
.method-card h3 { color: #fff; margin-top: 15px; }
.method-card ol { padding-left: 20px; margin: 16px 0 0; color: #dbe7f6; font-size: 14px; }
.method-card li { margin: 8px 0; }
.method-card p { border-top: 1px solid rgba(255,255,255,.12); padding-top: 15px; margin: 18px 0 0; color: #aebed2; font-size: 13px; }

.semantic-block { display: grid; grid-template-columns: .8fr 1.2fr; gap: 48px; align-items: start; }
.semantic-copy { display: grid; gap: 13px; }
.semantic-copy p { color: var(--muted); font-size: 16px; }

/* Calculator */
.calculator-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 38px; align-items: center; }
.calculator-grid > div:first-child p { color: var(--muted); margin-top: 12px; font-size: 16px; }
.calculator-card { padding: 22px; background: #fff; border: 1px solid var(--line); border-radius: 20px; box-shadow: var(--shadow-soft); }
.calculator-card label { display: block; margin: 13px 0; }
.calculator-card label > span { display: flex; justify-content: space-between; gap: 12px; color: #5d6c7f; font-size: 13px; font-weight: 750; }
.calculator-card label strong { color: var(--navy); }
.calculator-result { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: 17px; }
.calculator-result > div { padding: 15px; border-radius: 14px; background: var(--navy); }
.calculator-result span { display: block; color: #b7c6d7; font-size: 13px; font-weight: 800; }
.calculator-result strong { display: block; color: #fff; margin-top: 3px; font-size: 21px; }
.calculator-card small { display: block; color: #7e8a99; font-size: 13px; margin-top: 11px; line-height: 1.45; }

/* Subheroes */
.subhero { padding: 42px 0 34px; background: linear-gradient(135deg, #eef5ff 0%, #f7faff 60%, #edf8f4 100%); border-bottom: 1px solid var(--line); }
.breadcrumbs { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; margin-bottom: 24px; color: #758398; font-size: 13px; font-weight: 700; }
.breadcrumbs a:hover { color: var(--blue); }
.subhero__grid { display: grid; grid-template-columns: 1fr auto; gap: 28px; align-items: end; }
.subhero h1 { max-width: 900px; font-size: clamp(36px,4.8vw,58px); }
.subhero__grid p { max-width: 820px; margin-top: 13px; color: #596a7e; font-size: 16px; }
.subhero__count { min-width: 126px; height: 110px; display: flex; flex-direction: column; justify-content: center; align-items: center; border-radius: 20px; background: #fff; border: 1px solid #d5e1ef; box-shadow: var(--shadow-soft); }
.subhero__count strong { color: var(--navy); font-size: 34px; line-height: 1; }
.subhero__count span { margin-top: 7px; color: #748296; font-size: 13px; }
.notice-box { display: flex; align-items: flex-start; gap: 10px; margin-top: 18px; max-width: 900px; padding: 12px 14px; border-radius: 13px; background: #fff7df; border: 1px solid #f0dfaa; color: #6f5a23; }
.notice-box > span { width: 25px; height: 25px; flex: 0 0 25px; display: grid; place-items: center; border-radius: 8px; background: #f5d36d; color: #5c480f; font-weight: 900; }
.notice-box p { font-size: 13px; }
.section--listing { padding-top: 34px; }
.match-legend { margin: 0 0 16px; color: var(--muted); font-size: 13px; }
.match-dot { display: inline-block; width: 8px; height: 8px; border-radius: 50%; background: var(--green); margin-right: 5px; }

.guide-block { display: grid; grid-template-columns: .75fr 1.25fr; gap: 32px; align-items: start; }
.guide-block__intro p { color: var(--muted); margin-top: 12px; font-size: 15px; }
.guide-cards { display: grid; grid-template-columns: repeat(3,1fr); gap: 12px; }
.guide-cards article { padding: 17px; background: #fff; border: 1px solid #dce6f1; border-radius: 16px; }
.guide-cards article > span { width: 30px; height: 30px; display: grid; place-items: center; border-radius: 9px; background: var(--blue-soft); color: var(--blue); font-size: 13px; font-weight: 950; }
.guide-cards h3 { margin-top: 13px; font-size: 17px; }
.guide-cards p { margin-top: 7px; color: var(--muted); font-size: 13px; }

/* MFO catalog/detail */
.catalog-toolbar { display: flex; gap: 12px; align-items: center; justify-content: space-between; margin-bottom: 22px; }
.catalog-search { flex: 1; max-width: 520px; display: flex; align-items: center; gap: 8px; background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 0 14px; box-shadow: 0 5px 16px rgba(16,41,77,.04); }
.catalog-search span { font-size: 22px; color: #8190a2; }
.catalog-search input { width: 100%; height: 52px; border: 0; outline: 0; background: transparent; font-size: 14px; }
.catalog-filter-pills { display: flex; gap: 6px; flex-wrap: wrap; }
.catalog-filter-pills button { border: 1px solid var(--line); background: #fff; border-radius: 999px; padding: 9px 13px; cursor: pointer; font-size: 13px; font-weight: 850; }
.catalog-filter-pills button.active { background: var(--navy); color: #fff; border-color: var(--navy); }
.mfo-grid { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 14px; }
.mfo-card { position: relative; overflow: hidden; background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 16px; display: flex; flex-direction: column; min-height: 236px; box-shadow: 0 7px 20px rgba(16,41,77,.04); transition: .18s ease; }
.mfo-card::before { content: ""; position: absolute; inset: 0 0 auto 0; height: 3px; background: linear-gradient(90deg,var(--blue),#72a3ff); }
.mfo-card:hover { transform: translateY(-2px); box-shadow: var(--shadow-soft); border-color: #c9d8e8; }
.mfo-card__main { display: flex; align-items: center; gap: 10px; }
.mfo-card__main strong { display: block; color: var(--navy); font-size: 16px; }
.mfo-card__main small { display: block; color: var(--muted); font-size: 13px; margin-top: 2px; }
.offer-logo--large { width: 48px; height: 48px; flex-basis: 48px; }
.offer-logo--large img { max-width: 40px; max-height: 40px; }
.mfo-card__facts { display: grid; grid-template-columns: 1fr 1fr; gap: 7px; margin: 15px 0 10px; }
.mfo-card__facts span { padding: 9px; border-radius: 11px; background: #f5f8fc; color: var(--muted); font-size: 13px; }
.mfo-card__facts strong { display: block; color: var(--navy); font-size: 13px; margin-top: 3px; }
.mfo-card__tags { display: flex; flex-wrap: wrap; gap: 5px; margin-bottom: auto; }
.mfo-card__tags span { padding: 5px 7px; border-radius: 8px; background: var(--green-soft); color: #0a744a; font-size: 13px; font-weight: 850; }
.mfo-card .text-link { margin-top: 15px; font-size: 13px; }

.mfo-hero { padding: 42px 0 34px; background: linear-gradient(135deg,#eef5ff,#f7faff); border-bottom: 1px solid var(--line); }
.mfo-hero__main { display: flex; gap: 20px; align-items: center; max-width: 980px; }
.offer-logo--hero { width: 82px; height: 82px; flex-basis: 82px; border-radius: 20px; box-shadow: var(--shadow-soft); }
.offer-logo--hero img { max-width: 68px; max-height: 68px; }
.mfo-hero h1 { font-size: clamp(34px,4.4vw,54px); margin-bottom: 10px; }
.mfo-hero p { color: var(--muted); margin: 0; }
.mfo-summary { display: grid; grid-template-columns: repeat(4,1fr); margin-top: 24px; background: #fff; border: 1px solid var(--line); border-radius: 18px; overflow: hidden; box-shadow: var(--shadow-soft); }
.mfo-summary > div { padding: 14px 16px; border-right: 1px solid var(--line); }
.mfo-summary > div:last-child { border-right: 0; }
.mfo-summary span { display: block; color: var(--muted); font-size: 13px; font-weight: 800; }
.mfo-summary strong { display: block; margin-top: 4px; color: var(--navy); font-size: 15px; }
.legal-details { display: grid; grid-template-columns: .8fr 1.2fr; gap: 40px; }
.legal-details > div:first-child p { color: var(--muted); }
.legal-details dl { margin: 0; background: #fff; border: 1px solid #dce6f1; border-radius: 17px; overflow: hidden; }
.legal-details dl > div { display: grid; grid-template-columns: 190px 1fr; gap: 14px; padding: 13px 15px; border-bottom: 1px solid #edf2f7; }
.legal-details dl > div:last-child { border-bottom: 0; }
.legal-details dt { color: var(--muted); font-size: 13px; font-weight: 850; }
.legal-details dd { margin: 0; font-size: 13px; font-weight: 700; word-break: break-word; }

/* FAQ / prose */
.faq-list { display: grid; gap: 8px; }
.faq-list details { background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 0 15px; }
.faq-list summary { cursor: pointer; list-style: none; padding: 16px 34px 16px 0; color: var(--navy); font-size: 15px; font-weight: 850; position: relative; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; position: absolute; right: 2px; top: 50%; transform: translateY(-50%); width: 26px; height: 26px; display: grid; place-items: center; border-radius: 8px; background: var(--blue-soft); color: var(--blue); }
.faq-list details[open] summary::after { content: "−"; }
.faq-list details p { padding: 0 0 16px; color: var(--muted); font-size: 14px; }
.subhero--static { padding-bottom: 28px; }
.subhero--static h1 { margin-bottom: 0; }
.prose { max-width: 880px; }
.prose h2 { font-size: 28px; margin: 35px 0 10px; }
.prose h2:first-child { margin-top: 0; }
.prose p { color: #536478; font-size: 16px; }
.prose a { color: var(--blue); text-decoration: underline; }
.prose code { background: #eef2f6; border-radius: 6px; padding: 2px 5px; }
.not-found { min-height: 60vh; display: grid; place-items: center; text-align: center; padding: 70px 0; }
.not-found__code { display: block; color: var(--orange); font-size: 80px; font-weight: 950; line-height: 1; }
.not-found p { color: var(--muted); margin: 12px 0 18px; }
.not-found > .container > div { display: flex; gap: 8px; justify-content: center; }

/* Legal */
.legal-warning { padding: 22px 0; background: #fff6df; border-top: 1px solid #f0dfa9; border-bottom: 1px solid #f0dfa9; }
.legal-warning .container { display: flex; gap: 14px; align-items: flex-start; }
.legal-warning strong { color: #664d16; min-width: max-content; }
.legal-warning p { color: #786231; font-size: 13px; }

/* Compare */
.compare-bar { position: fixed; left: 50%; transform: translateX(-50%); bottom: 18px; z-index: 100; min-width: 360px; background: var(--navy); color: #fff; border: 1px solid rgba(255,255,255,.13); border-radius: 16px; padding: 9px 10px 9px 14px; display: flex; align-items: center; gap: 12px; box-shadow: 0 20px 50px rgba(0,0,0,.24); }
.compare-bar > div { margin-right: auto; font-size: 13px; color: #c6d4e5; }
.compare-bar strong { color: #fff; }
.compare-clear { border: 0; background: transparent; color: #b7c3d1; font-size: 13px; cursor: pointer; }
.compare-modal { position: fixed; inset: 0; z-index: 120; display: grid; place-items: center; padding: 18px; }
.compare-modal__backdrop { position: absolute; inset: 0; background: rgba(6,19,35,.68); backdrop-filter: blur(5px); }
.compare-modal__panel { position: relative; width: min(100%,1000px); max-height: 88vh; overflow: auto; background: #fff; border-radius: 24px; box-shadow: 0 30px 100px rgba(0,0,0,.3); padding: 24px; }
.compare-modal__head { display: flex; justify-content: space-between; gap: 20px; align-items: flex-start; }
.compare-modal__head h2 { margin-bottom: 10px; }
.modal-close { width: 42px; height: 42px; border: 1px solid var(--line); background: #fff; border-radius: 12px; font-size: 24px; cursor: pointer; }
.compare-table-wrap { overflow-x: auto; }
.compare-table { width: 100%; border-collapse: separate; border-spacing: 0; min-width: 700px; }
.compare-table th, .compare-table td { padding: 12px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); text-align: left; font-size: 13px; }
.compare-table th:first-child, .compare-table td:first-child { position: sticky; left: 0; background: #f9fbfd; z-index: 1; }
.compare-table tr:first-child th { border-top: 1px solid var(--line); }
.compare-table th:first-child, .compare-table td:first-child { border-left: 1px solid var(--line); }
.compare-table .compare-brand { font-size: 14px; }
.compare-table a { color: var(--blue); font-weight: 900; }
.compare-note { color: var(--muted); font-size: 13px; margin-bottom: 0; }

/* Cookie */
.cookie-note { position: fixed; right: 16px; bottom: 16px; z-index: 90; width: min(440px,calc(100% - 32px)); background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow); border-radius: 16px; padding: 14px; display: flex; gap: 12px; align-items: center; }
.cookie-note p { margin: 0; color: var(--muted); font-size: 13px; }
.cookie-note a { color: var(--blue); text-decoration: underline; }
.cookie-note button { border: 0; background: var(--navy); color: #fff; padding: 9px 12px; border-radius: 10px; font-weight: 850; font-size: 13px; cursor: pointer; }

/* Footer */
.site-footer { background: #0d2443; color: #edf4fd; padding: 50px 0 20px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr repeat(3,.72fr); gap: 38px; }
.brand-logo--footer { color: #fff; }
.footer-brand p { color: #a8b8cc; font-size: 13px; max-width: 350px; margin-top: 12px; }
.footer-update strong { color: #d8e5f3; }
.site-footer h3 { color: #fff; font-size: 13px; letter-spacing: .01em; margin: 0 0 13px; }
.site-footer > .container a:not(.brand-logo) { display: block; color: #b1c0d2; font-size: 13px; margin: 8px 0; }
.site-footer a:hover { color: #fff !important; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.10); margin-top: 34px; padding-top: 18px; display: flex; justify-content: space-between; gap: 25px; color: #8fa1b6; font-size: 13px; }
.footer-bottom p { margin: 0; }

@media (max-width: 1080px) {
  .hero-grid { grid-template-columns: 1fr minmax(330px,.72fr); gap: 30px; }
  .offer-grid, .offer-grid--compact, .offer-grid--mfo { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .mfo-grid { grid-template-columns: repeat(3,minmax(0,1fr)); }
  .category-cloud { grid-template-columns: repeat(3,minmax(0,1fr)); }
  .filter-grid { grid-template-columns: 1fr 1fr .8fr .8fr; }
  .select-field { grid-column: 1/-1; min-height: 62px; }
  .range-field, .check-chip span { min-height: 68px; }
  .footer-grid { grid-template-columns: 1.15fr repeat(3,.8fr); gap: 22px; }
  .guide-block { grid-template-columns: 1fr; }
}

@media (max-width: 820px) {
  body { font-size: 15px; }
  .container { width: min(calc(100% - 24px), var(--container)); }
  .desktop-nav, .header-cta { display: none; }
  .menu-button { display: block; margin-left: auto; }
  .mobile-nav.is-open { display: block; }
  .header-row { min-height: 64px; }
  .brand-logo__mark { width: 36px; height: 36px; }
  .brand-logo__name { font-size: 18px; }
  .hero--home { padding: 42px 0 36px; }
  .hero-grid { grid-template-columns: 1fr; gap: 26px; }
  h1 { font-size: clamp(36px,10.5vw,52px); }
  h2 { font-size: clamp(28px,8vw,38px); }
  .hero-lead { font-size: 17px; }
  .hero-stats { gap: 8px; }
  .hero-stats > div { flex: 1 1 30%; min-width: 95px; }
  .finder-card { border-radius: 22px; padding: 19px; }
  .finder-card__top strong { font-size: 19px; }
  .finder-options { grid-template-columns: 1fr 1fr; }
  .trust-strip__grid { grid-template-columns: 1fr; }
  .trust-strip__grid > div { border-right: 0; border-bottom: 1px solid var(--line); padding: 16px 12px; }
  .trust-strip__grid > div:last-child { border-bottom: 0; }
  .section { padding: 50px 0; }
  .section-heading--split { align-items: start; flex-direction: column; gap: 10px; }
  .filter-panel { padding: 13px; }
  .filter-grid { grid-template-columns: 1fr 1fr; }
  .range-field { grid-column: 1/-1; }
  .select-field { grid-column: 1/-1; }
  .check-chip span { min-height: 54px; }
  .offer-grid, .offer-grid--mfo, .offer-grid--compact { grid-template-columns: 1fr; }
  .offer-card { padding: 16px; }
  .offer-brand strong { max-width: 185px; }
  .offer-card__facts { gap: 7px; }
  .fact { min-height: 66px; }
  .offer-card__actions { grid-template-columns: 1fr auto; }
  .category-cloud { grid-template-columns: 1fr 1fr; }
  .category-cloud a { min-height: 72px; padding: 12px; grid-template-columns: 38px 1fr auto; gap: 9px; }
  .category-icon { width: 38px; height: 38px; }
  .editorial-grid, .semantic-block, .calculator-grid, .compare-promo, .legal-details { grid-template-columns: 1fr; gap: 27px; }
  .method-card { position: static; }
  .check-list { grid-template-columns: 1fr; }
  .compare-demo { max-width: 620px; }
  .subhero { padding: 32px 0 26px; }
  .subhero__grid { grid-template-columns: 1fr; }
  .subhero__count { width: 100%; height: auto; flex-direction: row; align-items: baseline; justify-content: flex-start; gap: 8px; padding: 13px 15px; border-radius: 14px; }
  .subhero__count strong { font-size: 25px; }
  .mfo-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .mfo-summary { grid-template-columns: 1fr 1fr; }
  .mfo-summary > div:nth-child(2) { border-right: 0; }
  .mfo-summary > div:nth-child(-n+2) { border-bottom: 1px solid var(--line); }
  .catalog-toolbar { align-items: stretch; flex-direction: column; }
  .catalog-search { max-width: none; }
  .guide-cards { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1/-1; }
  .legal-warning .container { flex-direction: column; gap: 5px; }
  .legal-warning strong { min-width: 0; }
}

@media (max-width: 560px) {
  .container { width: min(calc(100% - 20px), var(--container)); }
  .eyebrow { font-size: 13px; }
  .hero--home { padding-top: 34px; }
  .hero-stats > div { flex: 1 1 calc(50% - 8px); }
  .hero-pills { gap: 7px; }
  .hero-pills a { font-size: 13px; padding: 8px 10px; }
  .finder-options { grid-template-columns: 1fr; }
  .filter-panel__title { align-items: center; }
  .filter-grid { grid-template-columns: 1fr; }
  .range-field, .select-field, .check-chip { grid-column: 1/-1; }
  .range-field, .select-field { min-height: 70px; }
  .offer-card__top { flex-direction: column; }
  .offer-badges { justify-content: flex-start; max-width: none; }
  .offer-brand strong { max-width: 240px; }
  .offer-card__facts { grid-template-columns: 1fr 1fr; }
  .offer-card__actions { grid-template-columns: 1fr; }
  .compare-toggle { width: 100%; }
  .category-cloud { grid-template-columns: 1fr; }
  .mfo-grid { grid-template-columns: 1fr; }
  .mfo-hero__main { align-items: flex-start; }
  .offer-logo--hero { width: 68px; height: 68px; flex-basis: 68px; }
  .offer-logo--hero img { max-width: 56px; max-height: 56px; }
  .mfo-summary { grid-template-columns: 1fr; }
  .mfo-summary > div { border-right: 0 !important; border-bottom: 1px solid var(--line); }
  .mfo-summary > div:last-child { border-bottom: 0; }
  .legal-details dl > div { grid-template-columns: 1fr; gap: 4px; }
  .calculator-result { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-brand { grid-column: auto; }
  .footer-bottom { flex-direction: column; }
  .compare-bar { left: 10px; right: 10px; transform: none; min-width: 0; width: auto; bottom: 10px; }
  .compare-clear { display: none; }
  .cookie-note { right: 10px; bottom: 10px; width: calc(100% - 20px); }
}

/* v3: банковские продукты */
.footer-grid { grid-template-columns: 1.35fr repeat(4,.72fr); gap: 30px; }
.finance-hero { background: linear-gradient(135deg,#edf5ff,#f8fbff); }
.finance-hero .container { max-width: 1180px; }
.finance-hero p { max-width: 850px; color: var(--muted); font-size: 16px; }
.finance-grid { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:16px; }
.finance-card { background:#fff; border:1px solid var(--line); border-radius:20px; padding:17px; box-shadow:0 8px 24px rgba(16,41,77,.05); display:flex; flex-direction:column; min-width:0; }
.finance-card__head { display:flex; align-items:center; gap:10px; min-height:52px; }
.finance-card__head > div { min-width:0; margin-right:auto; }
.finance-card__head strong { display:block; color:var(--navy); font-size:17px; }
.finance-card__head small { display:block; color:var(--muted); font-size:13px; margin-top:2px; }
.finance-card__facts { display:grid; grid-template-columns:1fr 1fr; gap:8px; margin:15px 0 10px; }
.finance-card__facts .fact { min-height:76px; }
.finance-card .offer-card__advantages { min-height:52px; }
.psk-info { display:inline-grid; place-items:center; width:20px; height:20px; border:0; border-radius:50%; background:#fff; color:var(--blue); font-size:13px; font-weight:900; cursor:help; vertical-align:middle; box-shadow:inset 0 0 0 1px #bfd2ea; }
.category-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:12px; margin-top:20px; }
.category-grid a { background:#fff; border:1px solid var(--line); border-radius:15px; padding:17px; color:var(--navy); font-weight:850; box-shadow:0 6px 18px rgba(16,41,77,.04); }
.empty-state { padding:30px; border:1px solid var(--line); border-radius:18px; background:#fff; }
.calculator-page { max-width:860px; }
.calculator-card--credit { padding:24px; }
.calculator-result--3 { grid-template-columns:repeat(3,1fr); }
.calculator-card--credit .btn { margin-top:18px; }
@media (max-width:1050px){.finance-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-grid{grid-template-columns:1.2fr repeat(2,1fr)}.category-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:700px){.finance-grid{grid-template-columns:1fr}.finance-card{padding:14px}.finance-card__facts{gap:7px}.finance-card__facts .fact{min-height:72px}.category-grid{grid-template-columns:1fr}.calculator-result--3{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}body{font-size:15px}.site-footer a,.site-footer p,.offer-card__meta span,.badge,.finance-card__head small,.fact span,.calculator-card small{font-size:13px!important}}

/* =========================================================
   v3 UX polish: readability, interactive filters, finance UI
   ========================================================= */
.hero-copy h1 {
  max-width: 760px;
  font-size: clamp(42px, 4.35vw, 60px);
  line-height: 1.045;
  text-wrap: balance;
}
.hero-lead { max-width: 700px; }
.hero-stats > div { transition: transform .18s ease, background .18s ease; }
.hero-stats > div:hover { transform: translateY(-2px); background: rgba(255,255,255,.12); }

.range-number-wrap {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  min-height: 34px;
  padding: 4px 8px;
  border-radius: 10px;
  border: 1px solid var(--line-strong);
  background: #fff;
  color: var(--navy);
  box-shadow: 0 3px 10px rgba(16,41,77,.04);
}
.range-number-wrap input {
  width: 82px;
  min-width: 0;
  padding: 0;
  border: 0;
  outline: 0;
  background: transparent;
  color: var(--navy);
  font-weight: 900;
  text-align: right;
  font-size: 14px;
  appearance: textfield;
}
.range-number-wrap input::-webkit-outer-spin-button,
.range-number-wrap input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.range-number-wrap b { font-size: 13px; color: #62738a; white-space: nowrap; }
.range-number-wrap--light { background: #fff; }
.finder-range__label { align-items: center; }
.finder-match {
  margin: 2px 0 12px;
  min-height: 24px;
  color: var(--muted);
  font-size: 13px;
}
.finder-match strong { color: var(--navy); font-size: 17px; }

.filter-panel__title { display:flex; justify-content:space-between; align-items:flex-start; gap:16px; margin-bottom:14px; }
.filter-panel__title h3 { font-size:18px; }
.filter-panel__title p { color:var(--muted); font-size:13px; margin-top:3px; }
.filter-panel__title-actions { display:flex; align-items:center; flex-wrap:wrap; justify-content:flex-end; gap:6px; }
.filter-more {
  border: 1px solid var(--line-strong);
  background: #fff;
  color: var(--navy);
  border-radius: 10px;
  min-height: 36px;
  padding: 0 11px;
  font-size: 13px;
  font-weight: 850;
  cursor:pointer;
}
.filter-more[aria-expanded="true"] { background: var(--blue-soft); border-color:#b7cae6; color:var(--blue-dark); }
.range-field__head { display:flex; justify-content:space-between; align-items:center; gap:8px; margin-bottom:3px; }
.range-field__head > span { margin:0; }
.range-field__head .range-number-wrap { min-height:30px; padding:2px 7px; }
.range-field__head .range-number-wrap input { width:70px; font-size:13px; }
.filter-advanced {
  margin-top: 10px;
  padding: 13px;
  border: 1px solid #e1e9f2;
  border-radius: 14px;
  background: linear-gradient(180deg,#fbfdff,#f7faff);
}
.filter-advanced__label { display:block; margin-bottom:9px; color:#69798d; font-size:13px; font-weight:850; }
.filter-advanced__chips { display:flex; flex-wrap:wrap; gap:7px; }
.mini-check { position:relative; }
.mini-check input { position:absolute; opacity:0; pointer-events:none; }
.mini-check span {
  display:inline-flex;
  align-items:center;
  min-height:38px;
  padding: 7px 11px;
  border:1px solid var(--line-strong);
  border-radius:999px;
  background:#fff;
  color:#52647a;
  font-size:13px;
  font-weight:800;
  cursor:pointer;
  transition:.16s ease;
}
.mini-check input:checked + span { background:var(--blue-soft); color:var(--blue-dark); border-color:#a9c2e7; box-shadow:inset 0 0 0 1px rgba(47,111,237,.06); }

.offer-card__summary,
.finance-card__summary {
  display:flex;
  align-items:center;
  flex-wrap:wrap;
  gap:6px;
  margin: 0 0 12px;
  padding: 9px 11px;
  border-radius: 12px;
  color:#53657a;
  background: linear-gradient(90deg,#f8fbff,#f4f8fd);
  border:1px solid #e4ecf5;
  font-size:13px;
}
.offer-card__summary strong,
.finance-card__summary strong { color:var(--navy); font-size:14px; }
.offer-fit {
  margin-top: 12px;
  padding: 11px 12px;
  border-radius: 13px;
  background: linear-gradient(180deg,#fbfefc,#f3faf6);
  border:1px solid #dcefe5;
}
.offer-fit > strong { display:block; color:#176744; font-size:13px; letter-spacing:.01em; }
.offer-fit ul { list-style:none; padding:0; margin:6px 0 0; color:#526579; font-size:13px; }
.offer-fit li { position:relative; padding-left:17px; margin:4px 0; }
.offer-fit li::before { content:"✓"; position:absolute; left:0; color:var(--green); font-weight:950; }
.btn-light { margin-top:19px; color:var(--navy); background:#fff; border:1px solid rgba(255,255,255,.8); box-shadow:0 10px 25px rgba(0,0,0,.10); }
.btn-light:hover { background:#f4f8ff; }

.compare-steps { display:grid; gap:9px; }
.compare-steps > div {
  display:grid;
  grid-template-columns:38px 1fr;
  gap:11px;
  align-items:center;
  padding: 13px 14px;
  border-radius: 15px;
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.11);
}
.compare-steps > div > span { width:38px; height:38px; display:grid; place-items:center; border-radius:11px; background:#fff; color:var(--blue); font-weight:950; font-size:14px; }
.compare-steps p { display:grid; gap:2px; color:#c7d5e6; font-size:13px; }
.compare-steps strong { color:#fff; font-size:14px; }

.semantic-block--steps { grid-template-columns:.8fr 1.2fr; }
.semantic-lead { margin-top:12px; color:var(--muted); font-size:16px; }
.semantic-steps { display:grid; grid-template-columns:repeat(3,1fr); gap:11px; }
.semantic-steps > div { padding:16px; border:1px solid var(--line); border-radius:16px; background:#fff; box-shadow:0 7px 20px rgba(16,41,77,.04); }
.semantic-steps > div > span { width:31px; height:31px; display:grid; place-items:center; border-radius:9px; background:var(--blue-soft); color:var(--blue); font-weight:950; font-size:13px; }
.semantic-steps p { display:grid; gap:5px; margin-top:12px; color:var(--muted); font-size:13px; }
.semantic-steps strong { color:var(--navy); font-size:14px; }

.psk-info { cursor:pointer; }
.psk-popover {
  position: fixed;
  z-index: 180;
  left:50%;
  bottom:auto;
  transform:none;
  width:min(460px,calc(100% - 28px));
  padding:18px 46px 18px 18px;
  border:1px solid #c9d8ea;
  border-radius:17px;
  background:#fff;
  color:var(--ink);
  box-shadow:0 24px 70px rgba(8,25,49,.24);
}
.psk-popover strong { display:block; color:var(--navy); font-size:16px; margin-bottom:5px; }
.psk-popover p { color:var(--muted); font-size:13px; line-height:1.5; }
.psk-popover__close { position:absolute; right:9px; top:9px; width:32px; height:32px; border:1px solid var(--line); border-radius:9px; background:#f7f9fc; color:var(--navy); font-size:20px; cursor:pointer; }

/* MFO v3 */
.mfo-hero--v3 { padding:34px 0 36px; }
.mfo-hero__card {
  display:grid;
  grid-template-columns:minmax(0,1fr) 330px;
  gap:22px;
  align-items:stretch;
  padding:22px;
  border-radius:24px;
  background:rgba(255,255,255,.84);
  border:1px solid #d6e2ef;
  box-shadow:var(--shadow-soft);
}
.mfo-hero__identity { display:flex; align-items:center; gap:20px; min-width:0; }
.mfo-hero__identity > div { min-width:0; }
.mfo-hero__identity h1 { margin:0 0 8px; max-width:760px; }
.mfo-hero__identity p { max-width:760px; font-size:15px; }
.mfo-hero__badges { display:flex; flex-wrap:wrap; gap:6px; margin-top:13px; }
.mfo-hero__quick {
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:8px;
  align-content:start;
  padding:14px;
  border-radius:18px;
  background:linear-gradient(145deg,#10294d,#173e75);
  color:#fff;
}
.mfo-hero__quick > div { min-height:66px; padding:10px 11px; border-radius:12px; background:rgba(255,255,255,.08); border:1px solid rgba(255,255,255,.10); }
.mfo-hero__quick span { display:block; color:#bfcfe3; font-size:13px; font-weight:750; }
.mfo-hero__quick strong { display:block; margin-top:3px; color:#fff; font-size:14px; line-height:1.35; }
.mfo-hero__quick .psk-info { background:rgba(255,255,255,.95); }
.mfo-hero__quick .btn { grid-column:1/-1; margin-top:2px; }
.mfo-explain-grid { display:grid; grid-template-columns:minmax(0,1.35fr) minmax(280px,.65fr); gap:28px; align-items:start; }
.check-list--single { grid-template-columns:1fr 1fr; }
.method-card--light { position:static; color:var(--ink); background:#fff; border:1px solid var(--line); box-shadow:var(--shadow-soft); }
.method-card--light h3 { color:var(--navy); }
.method-card--light p { color:var(--muted); border-color:var(--line); }
.legal-details--compact { gap:28px; }
.legal-details--compact dl { box-shadow:0 8px 24px rgba(16,41,77,.04); }

/* Finance v3 */
.finance-toolbar {
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  margin:0 0 18px;
  padding:12px;
  background:#fff;
  border:1px solid var(--line);
  border-radius:16px;
  box-shadow:0 7px 20px rgba(16,41,77,.04);
}
.finance-toolbar__filters { display:flex; flex-wrap:wrap; gap:6px; }
.finance-filter {
  min-height:39px;
  padding:0 12px;
  border:1px solid var(--line-strong);
  border-radius:999px;
  background:#f9fbfd;
  color:#52647a;
  font-size:13px;
  font-weight:850;
  cursor:pointer;
}
.finance-filter:hover { border-color:#adc3de; background:#f3f7fd; }
.finance-filter.is-active { color:#fff; background:var(--navy); border-color:var(--navy); }
.finance-sort { display:flex; align-items:center; gap:8px; flex:0 0 auto; }
.finance-sort > span { color:var(--muted); font-size:13px; font-weight:800; }
.finance-sort select { min-height:40px; border:1px solid var(--line-strong); border-radius:11px; background:#fff; color:var(--navy); padding:0 34px 0 11px; font-size:13px; font-weight:850; outline:0; }
.finance-card { position:relative; overflow:hidden; }
.finance-card::before { content:""; position:absolute; left:0; right:0; top:0; height:4px; background:linear-gradient(90deg,var(--blue),#78a5ff); }
.finance-card:nth-child(3n+2)::before { background:linear-gradient(90deg,var(--violet),#a392ed); }
.finance-card:nth-child(3n+3)::before { background:linear-gradient(90deg,var(--green),#68d4a4); }
.finance-card:hover { transform:translateY(-3px); border-color:#c5d5e6; box-shadow:0 18px 38px rgba(16,41,77,.10); }
.finance-card__summary { min-height:48px; }
.finance-card__fit { flex:1 1 auto; }
.finance-card__actions { grid-template-columns:1fr; }
.finance-card__actions .btn { width:100%; }
.finance-card .offer-card__footer { color:#718096; font-size:13px; }
.finance-hero h1 { max-width:920px; }
.finance-hero .page-notice { margin-top:15px; max-width:900px; padding:11px 13px; border:1px solid #edd9a8; border-radius:12px; background:#fff7df; color:#705b28; font-size:13px; }

/* Make all interactive focus states visible */
button:focus-visible, a:focus-visible, input:focus-visible, select:focus-visible, summary:focus-visible {
  outline:3px solid rgba(47,111,237,.28);
  outline-offset:2px;
}

@media (max-width: 1120px) {
  .hero-copy h1 { font-size:clamp(40px,5vw,56px); }
  .mfo-hero__card { grid-template-columns:1fr 300px; }
  .finance-toolbar { align-items:flex-start; }
}

@media (max-width: 900px) {
  .hero-copy h1 { max-width:780px; }
  .semantic-block--steps { grid-template-columns:1fr; }
  .semantic-steps { grid-template-columns:1fr 1fr 1fr; }
  .mfo-hero__card { grid-template-columns:1fr; }
  .mfo-hero__quick { grid-template-columns:repeat(3,1fr); }
  .mfo-hero__quick .btn { grid-column:auto; min-height:66px; }
  .mfo-explain-grid { grid-template-columns:1fr; }
  .finance-toolbar { flex-direction:column; align-items:stretch; }
  .finance-sort { justify-content:space-between; }
}

@media (max-width: 820px) {
  .hero-copy h1 { font-size:clamp(34px,9.5vw,50px); max-width:none; }
  .filter-panel__title { flex-direction:column; }
  .filter-panel__title-actions { width:100%; justify-content:space-between; }
  .filter-advanced__chips { display:grid; grid-template-columns:1fr 1fr; }
  .mini-check span { width:100%; justify-content:center; border-radius:12px; }
  .semantic-steps { grid-template-columns:1fr; }
  .mfo-hero__identity { align-items:flex-start; }
  .mfo-hero__quick { grid-template-columns:1fr 1fr; }
  .mfo-hero__quick .btn { grid-column:1/-1; min-height:52px; }
  .check-list--single { grid-template-columns:1fr; }
  .finance-toolbar__filters { display:grid; grid-template-columns:1fr 1fr; }
  .finance-filter { border-radius:11px; }
}

@media (max-width: 560px) {
  .hero-copy h1 { font-size:clamp(34px,10.8vw,46px); line-height:1.02; }
  .hero-lead { font-size:16px; }
  .range-number-wrap input { width:72px; }
  .filter-panel__title-actions { gap:7px; }
  .filter-more, .filter-reset { flex:1 1 auto; min-height:40px; }
  .filter-advanced__chips { grid-template-columns:1fr; }
  .offer-card__summary, .finance-card__summary { font-size:13px; }
  .offer-card__summary strong, .finance-card__summary strong { font-size:13px; }
  .compare-steps > div { grid-template-columns:34px 1fr; padding:11px; }
  .compare-steps > div > span { width:34px; height:34px; }
  .mfo-hero__card { padding:16px; border-radius:19px; }
  .mfo-hero__identity { flex-direction:column; gap:13px; }
  .mfo-hero__quick { grid-template-columns:1fr; }
  .mfo-hero__quick .btn { grid-column:auto; }
  .finance-toolbar__filters { grid-template-columns:1fr; }
  .finance-sort { align-items:stretch; flex-direction:column; gap:5px; }
  .finance-sort select { width:100%; }
  .psk-popover { bottom:auto; padding:16px 43px 16px 15px; }
}


/* =========================================================
   v4: denser mobile UX, minimum 13px text, calmer typography
   ========================================================= */
html { font-size:16px; }
body { font-size:16px; }
.hero-copy h1 { font-size:clamp(36px,3.7vw,52px); line-height:1.06; max-width:700px; }
.finance-hero h1, .subhero h1, .mfo-hero h1 { font-size:clamp(34px,3.4vw,50px); }
.eyebrow, .badge, .fact span, .offer-card__meta, .offer-brand small,
.offer-details-link, .offer-license, .filter-panel__title span, .range-field > span,
.select-field > span, .compare-note, .cookie-note p, .site-footer p, .site-footer a,
.site-footer h3, .footer-bottom, .finance-card__head small, .finance-card .offer-card__footer,
.page-notice, .psk-info, .text-link { font-size:13px !important; }

/* make unknown values honest and visually quieter */
.fact strong { overflow-wrap:anywhere; }
.offer-card__summary { min-height:24px; }

@media (max-width: 820px) {
  h1, .hero-copy h1 { font-size:clamp(30px,7.8vw,40px); line-height:1.05; }
  h2 { font-size:clamp(25px,6.8vw,34px); }
  .hero--home { padding:30px 0 28px; }
  .hero-grid { gap:20px; }
  .hero-lead { font-size:15px; }
  .section { padding:42px 0; }
  .offer-grid, .offer-grid--mfo, .offer-grid--compact { grid-template-columns:repeat(2,minmax(0,1fr)); gap:10px; }
  .finance-grid { grid-template-columns:repeat(2,minmax(0,1fr)); gap:10px; }
  .offer-card, .finance-card { padding:12px; border-radius:16px; }
  .offer-card__top { gap:8px; margin-bottom:10px; }
  .offer-logo { width:38px; height:38px; flex-basis:38px; border-radius:10px; }
  .offer-logo img { max-width:32px; max-height:32px; }
  .offer-brand { gap:7px; }
  .offer-brand strong, .finance-card__head strong { font-size:15px; max-width:120px; }
  .offer-brand small { display:none; }
  .offer-badges { gap:4px; max-width:none; }
  .badge { padding:4px 6px; line-height:1.2; }
  .offer-card__summary, .finance-card__summary { font-size:13px; margin:8px 0 9px; line-height:1.35; }
  .offer-card__facts, .finance-card__facts { gap:6px; }
  .fact { min-height:60px; padding:8px; border-radius:11px; }
  .fact strong { font-size:13px; line-height:1.25; }
  .offer-card__meta { gap:4px; margin-top:8px; }
  .offer-card__meta span { padding:4px 6px; }
  .offer-fit { margin-top:9px; padding-top:9px; }
  .offer-fit strong { font-size:13px; }
  .offer-fit li { font-size:13px; line-height:1.35; }
  .offer-card__actions { grid-template-columns:1fr; gap:6px; padding-top:11px; }
  .offer-card__actions .btn { min-height:42px; padding:0 8px; font-size:13px; }
  .offer-card__footer { gap:5px; margin-top:9px; padding-top:8px; }
  .finance-card__head { min-height:44px; }
  .finance-card__facts .fact { min-height:60px; }
  .footer-grid { grid-template-columns:repeat(2,minmax(0,1fr)); gap:24px 18px; }
  .footer-brand { grid-column:1/-1; }
}

@media (max-width: 560px) {
  .container { width:min(calc(100% - 16px), var(--container)); }
  h1, .hero-copy h1 { font-size:clamp(28px,8.5vw,34px); line-height:1.04; }
  h2 { font-size:clamp(24px,7vw,30px); }
  .hero-stats { display:grid; grid-template-columns:repeat(3,1fr); }
  .hero-stats > div { min-width:0; padding:10px 8px; }
  .hero-stats strong { font-size:20px; }
  .hero-stats span { font-size:13px; }
  .finder-card { padding:14px; }
  .finder-card__top strong { font-size:17px; }
  .offer-grid, .offer-grid--mfo, .offer-grid--compact,
  .finance-grid { grid-template-columns:repeat(2,minmax(0,1fr)); gap:8px; }
  .offer-card, .finance-card { padding:9px; border-radius:14px; }
  .offer-card__top { flex-direction:column; }
  .offer-brand strong, .finance-card__head strong { font-size:14px; max-width:100%; }
  .offer-logo { width:34px; height:34px; flex-basis:34px; }
  .offer-logo img { max-width:29px; max-height:29px; }
  .badge { padding:3px 5px; }
  .offer-card__facts, .finance-card__facts { grid-template-columns:1fr 1fr; gap:5px; }
  .fact { min-height:58px; padding:7px 6px; }
  .fact span, .fact strong { font-size:13px !important; }
  .offer-fit { display:block; }
  .offer-fit ul { margin-top:5px; }
  .offer-fit li:nth-child(n+3) { display:none; }
  .offer-card__actions .btn, .finance-card__actions .btn { min-height:40px; font-size:13px; }
  .offer-license { display:none; }
  .mfo-grid { grid-template-columns:repeat(2,minmax(0,1fr)); gap:8px; }
  .mfo-card { padding:10px; }
  .mfo-card__facts { grid-template-columns:1fr; }
  .category-cloud { grid-template-columns:repeat(2,minmax(0,1fr)); gap:8px; }
  .category-cloud a { min-height:64px; padding:9px; grid-template-columns:32px 1fr auto; }
  .category-icon { width:32px; height:32px; }
  .footer-grid { grid-template-columns:repeat(2,minmax(0,1fr)); }
  .footer-brand { grid-column:1/-1; }
  .footer-bottom { font-size:13px; }
}
.terms-note{margin:-8px 0 16px;color:var(--muted);font-size:13px;line-height:1.45}

/* =========================================================
   v5: compact mobile cards + product polish
   ========================================================= */
.cta-mobile { display:none; }
.offer-compare-link {
  appearance:none;
  border:0;
  background:transparent;
  color:var(--blue);
  padding:0;
  font:inherit;
  font-size:13px;
  font-weight:850;
  cursor:pointer;
  white-space:nowrap;
}
.offer-compare-link:hover { color:var(--blue-dark); }
.offer-compare-link.is-active { color:var(--green); background:transparent; }

/* Slightly calmer scale: content appears sooner without losing hierarchy. */
.hero-copy h1 { font-size:clamp(34px,3.25vw,48px); max-width:650px; }
.finance-hero h1, .subhero h1, .mfo-hero h1 { font-size:clamp(32px,3vw,44px); }
.hero--home { padding-top:56px; padding-bottom:48px; }

@media (max-width: 820px) {
  .hero-copy h1, h1 { font-size:clamp(28px,7.2vw,36px); line-height:1.04; }
  .finance-hero h1, .subhero h1, .mfo-hero h1 { font-size:clamp(27px,6.8vw,34px); }
  .hero--home { padding:26px 0 24px; }
  .hero-lead { line-height:1.42; }

  /* Two useful cards per row, not two squeezed desktop cards. */
  .offer-card, .finance-card, .mfo-card { box-shadow:0 6px 18px rgba(16,41,77,.055); }
  .offer-card:hover, .finance-card:hover, .mfo-card:hover { transform:none; }
  .offer-card__summary, .finance-card__summary { display:none; }
  .offer-fit, .finance-card__fit { display:none; }
  .offer-secondary-note { padding:7px 8px; margin-bottom:7px; font-size:13px; line-height:1.3; }
  .offer-card__top { margin-bottom:7px; }
  .offer-card__meta { margin-top:6px; }
  .offer-card__meta span:nth-child(n+3) { display:none; }
  .offer-card__actions { padding-top:8px; }
  .offer-card__footer { margin-top:7px; padding-top:7px; align-items:center; }
  .offer-license { display:none; }
  .cta-desktop { display:none; }
  .cta-mobile { display:inline; }
}

@media (max-width: 560px) {
  .container { width:min(calc(100% - 14px), var(--container)); }
  .section { padding:34px 0; }
  .section-heading { margin-bottom:18px; }
  .section-heading p { font-size:14px; line-height:1.45; }
  h1, .hero-copy h1 { font-size:clamp(27px,7.6vw,31px); line-height:1.04; letter-spacing:-.03em; }
  h2 { font-size:clamp(23px,6.2vw,28px); }
  h3 { font-size:18px; }

  .offer-grid, .offer-grid--mfo, .offer-grid--compact, .finance-grid, .mfo-grid {
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:7px;
  }

  .offer-card, .finance-card, .mfo-card {
    padding:8px;
    border-radius:13px;
  }
  .offer-card::before, .finance-card::before, .mfo-card::before { height:3px; }

  .offer-card__top {
    flex-direction:row;
    align-items:flex-start;
    gap:6px;
    margin-bottom:6px;
  }
  .offer-brand { gap:6px; min-width:0; flex:1 1 auto; }
  .offer-logo { width:32px; height:32px; flex:0 0 32px; border-radius:9px; }
  .offer-logo img { max-width:27px; max-height:27px; }
  .offer-brand__text { min-width:0; }
  .offer-brand strong, .finance-card__head strong {
    font-size:14px;
    line-height:1.12;
    max-width:none;
    white-space:normal;
    display:-webkit-box;
    -webkit-line-clamp:2;
    -webkit-box-orient:vertical;
    overflow:hidden;
  }
  .offer-brand small, .finance-card__head small { display:none; }

  .offer-badges {
    flex:0 0 auto;
    display:flex;
    flex-direction:column;
    align-items:flex-end;
    gap:3px;
    max-width:74px;
  }
  .offer-badges .badge:nth-child(n+3) { display:none; }
  .badge { padding:3px 5px; font-size:13px !important; line-height:1.1; }

  .offer-card__facts, .finance-card__facts {
    grid-template-columns:1fr 1fr;
    gap:4px;
    margin:0;
  }
  .fact {
    min-height:50px;
    padding:6px;
    border-radius:9px;
  }
  .fact span { margin-bottom:2px; line-height:1.1; }
  .fact strong {
    font-size:13px;
    line-height:1.18;
    overflow-wrap:anywhere;
  }
  .psk-info { width:18px; height:18px; font-size:13px; }

  .offer-card__meta {
    gap:3px;
    margin-top:5px;
    min-height:23px;
  }
  .offer-card__meta span {
    padding:3px 5px;
    border-radius:7px;
    font-size:13px !important;
    line-height:1.15;
  }

  .offer-card__actions, .finance-card__actions {
    display:block;
    margin-top:auto;
    padding-top:7px;
  }
  .offer-card__actions .btn, .finance-card__actions .btn {
    width:100%;
    min-height:38px;
    padding:0 6px;
    border-radius:10px;
    font-size:13px;
  }
  .offer-card__footer {
    display:flex;
    justify-content:space-between;
    flex-wrap:nowrap;
    gap:5px;
    margin-top:6px;
    padding-top:6px;
  }
  .offer-details-link, .offer-compare-link { font-size:13px !important; }

  /* Bank cards: grace badge is repeated in the facts, so don't spend vertical space twice. */
  .finance-card__head { min-height:34px; gap:6px; margin-bottom:6px; }
  .finance-card__head > .badge { display:none; }
  .finance-card__facts .fact { min-height:50px; }
  .finance-card .offer-card__footer { display:none; }

  /* MFO catalog cards should also stay compact in the two-column catalogue. */
  .mfo-card { min-height:0; }
  .mfo-card__main { gap:6px; align-items:flex-start; }
  .mfo-card__main strong { font-size:14px; line-height:1.15; }
  .mfo-card__main small { display:none; }
  .mfo-card__facts { grid-template-columns:1fr 1fr; gap:4px; margin:7px 0 6px; }
  .mfo-card__facts span { padding:5px; border-radius:8px; font-size:13px; line-height:1.15; }
  .mfo-card__facts strong { font-size:13px; margin-top:2px; }
  .mfo-card__tags { gap:3px; }
  .mfo-card__tags span { padding:3px 5px; font-size:13px; }
  .mfo-card__tags span:nth-child(n+3) { display:none; }
  .mfo-card .text-link { margin-top:7px; font-size:13px; }

  /* Filters remain usable but no longer dominate the first screen. */
  .filter-panel { padding:12px; border-radius:14px; }
  .filter-fields { gap:7px; }
  .range-field, .select-field { padding:9px; border-radius:11px; }
  .finance-toolbar { padding:9px; border-radius:13px; }
  .finance-toolbar__filters { grid-template-columns:repeat(2,minmax(0,1fr)); gap:5px; }
  .finance-filter { min-height:36px; padding:0 7px; font-size:13px; }

  .footer-grid { grid-template-columns:repeat(2,minmax(0,1fr)); gap:20px 14px; }
  .footer-brand { grid-column:1/-1; }
  .site-footer { padding-top:34px; }
  .site-footer h3 { margin-bottom:8px; }
  .site-footer a { padding:3px 0; line-height:1.35; }
}

@media (max-width: 350px) {
  /* 320px screens are too narrow for two readable finance cards. */
  .offer-grid, .offer-grid--mfo, .offer-grid--compact, .finance-grid, .mfo-grid { grid-template-columns:1fr; }
}

/* V6: stronger visual hierarchy, shorter cards, comfortable desktop comparison. */
.offer-card { border-color:#d7e4f2; box-shadow:0 7px 22px rgba(15,38,77,.055); }
.offer-card__top { align-items:center; }
.offer-card__summary { background:#f1f6fd; border:1px solid #e2ebf7; padding:9px 11px; border-radius:11px; font-size:14px; }
.offer-highlights { color:#3e5974; font-size:13px; line-height:1.48; margin:12px 0 0; padding:9px 10px; background:#f5f9ff; border-left:3px solid #82a9ed; border-radius:6px 10px 10px 6px; }
.offer-card__actions { display:grid; grid-template-columns:minmax(0,1fr) 116px; gap:9px; align-items:center; }
.offer-card__actions .btn-primary { min-width:0; }
.btn-compare { color:#173f85; background:#fff; border:1px solid #b9cde9; box-shadow:none; font-weight:800; font-size:14px; min-height:48px; padding:0 10px; border-radius:12px; cursor:pointer; transition:background .15s ease, border-color .15s ease; }
.btn-compare:hover { background:#eff6ff; border-color:#4781ed; }
.btn-compare.is-active { background:#e9f8f0; border-color:#8bd2aa; color:#137047; }
.offer-card__footer { margin-top:12px; }
.offer-card__footer .offer-details-link { font-weight:750; }
.offer-grid--alternatives { margin-top:16px; }
.listing-more-heading { margin-top:52px; margin-bottom:18px; }
.listing-info { padding:18px 20px; border-radius:15px; background:#f3f8ff; border:1px solid #d9e6f8; margin-top:18px; }
.listing-info strong { color:#13325c; }
.listing-info p { margin:4px 0 0; color:#506780; }
.listing-context { color:#506780; margin:14px 0 18px; }

/* One lender offer is a full-width product, not a lonely narrow tile. */
@media (min-width:821px) {
  .offer-grid--mfo.offer-grid--single { display:block; }
  .offer-grid--mfo.offer-grid--single .offer-wrap { width:100%; }
  .offer-grid--single .offer-card { min-height:250px; height:auto; display:grid; align-items:start;
    grid-template-columns:minmax(200px,1.05fr) minmax(300px,1.8fr) minmax(190px,.85fr);
    grid-template-rows:1fr auto; column-gap:24px; row-gap:14px;
    grid-template-areas:"top facts actions" "meta facts footer";
    padding:26px; }
  .offer-grid--single .offer-card__top { grid-area:top; display:flex; align-items:flex-start; flex-wrap:wrap; margin:0; }
  .offer-grid--single .offer-badges { width:100%; justify-content:flex-start; }
  .offer-grid--single .offer-card__facts { grid-area:facts; align-self:center; }
  .offer-grid--single .fact { min-height:80px; }
  .offer-grid--single .offer-card__summary { display:none; }
  .offer-grid--single .offer-card__meta { grid-area:meta; align-self:center; }
  .offer-grid--single .offer-highlights { grid-area:highlights; margin:0; }
  .offer-grid--single .offer-card__actions { grid-area:actions; align-self:center; display:grid; grid-template-columns:1fr; margin:0; padding:0; }
  .offer-grid--single .offer-card__footer { grid-area:footer; border:0; margin:0; padding:0; justify-content:center; }
}
@media (max-width:820px) {
  .offer-card__actions { grid-template-columns:1fr; gap:6px; }
  .offer-highlights { display:none; }
  .btn-compare { min-height:38px; font-size:13px; }
  .offer-grid--single .offer-card { display:flex; }
}
@media (max-width:560px) {
  .offer-card__actions { display:flex; flex-direction:column; padding-top:8px; }
  .offer-card__actions .btn-primary, .offer-card__actions .btn-compare { width:100%; min-height:38px; }
  .offer-card__actions .btn-compare { background:#eff5ff; border-color:#d4e2f5; color:#234b8b; }
  .offer-card__footer { justify-content:flex-start; }
  .offer-brand strong { overflow-wrap:anywhere; }
  .offer-badges { max-width:66px; }
  .listing-more-heading { margin-top:30px; }
}
@media (max-width:560px) {
  .offer-card__actions .btn-compare {
    width:auto; align-self:center; min-height:29px; padding:0 6px;
    border:0; background:transparent; color:#2e5fa6; font-weight:750;
  }
  .offer-card__actions .btn-compare.is-active { color:#137047; }
}


/* v7: commercial catalogue first, comparison stays an optional tool. */
.brand-logo__name span { color:inherit; }
.offer-card__extras { display:flex; align-items:flex-start; flex-wrap:wrap; gap:5px 7px; margin:12px 0 0; }
.offer-card__extras-label { width:100%; font-weight:800; color:#47617a; font-size:13px; }
.offer-extra-chip { display:inline-flex; align-items:center; padding:5px 8px; border:1px solid #d9e9eb; border-radius:9px; background:#ecf8f5; color:#17745e; font-size:13px; line-height:1.25; }
.offer-extra-chip::before { content:'✓'; margin-right:6px; color:#12a273; font-weight:900; }
.offer-card__top { align-items:flex-start; }
.offer-card { background:linear-gradient(180deg, #fff 0%, #fff 82%, #fbfdff 100%); }
.offer-card__actions .btn-primary { background:linear-gradient(180deg,#ff8b28,#f66b08); box-shadow:0 5px 13px rgba(244,117,18,.13); }
.offer-card--zero .offer-logo { background:#f6fffa; }
.offer-card--longterm .offer-logo { background:#f7f5ff; }
.offer-card--clean .offer-logo { background:#f0fcfc; }
.mfo-explain-grid { align-items:stretch; }
.mfo-explain-grid > div:first-child { display:flex; flex-direction:column; justify-content:center; }
.mfo-explain-grid .method-card--light { height:100%; display:flex; flex-direction:column; justify-content:center; }
.mfo-explain-grid .method-card--light p { line-height:1.58; }
.compare-clear { display:inline-flex; align-items:center; justify-content:center; min-height:34px; padding:0 8px; border:1px solid rgba(255,255,255,.28); border-radius:9px; color:#fff; font-weight:700; }
.compare-clear:hover { background:rgba(255,255,255,.12); }
/* A single product must never remain a half-width mobile tile. */
@media (max-width:820px) {
  .offer-grid--mfo.offer-grid--single { display:block; }
  .offer-grid--mfo.offer-grid--single .offer-wrap, .offer-grid--mfo.offer-grid--single .offer-card { width:100%; max-width:none; }
}
@media (max-width:560px) {
  .compare-clear { display:inline-flex; font-size:13px; padding:0 6px; min-height:32px; }
  .compare-bar { padding:7px 8px; gap:6px; }
  .compare-bar > div { font-size:13px; flex:1; min-width:0; }
  .compare-bar .btn { padding:0 9px; min-height:34px; }
  .offer-card__top { flex-direction:column; align-items:stretch; gap:6px; }
  .offer-brand { width:100%; flex:0 0 auto; }
  .offer-badges { align-self:stretch; display:flex; flex-direction:row; flex-wrap:wrap; gap:3px; justify-content:flex-start; max-width:100%; }
  .offer-badges .badge { max-width:100%; white-space:normal; overflow-wrap:normal; line-height:1.15; }
  .offer-card__extras { display:none; }
  .offer-grid--single .offer-card__top { flex-direction:row; flex-wrap:wrap; gap:9px; }
  .offer-grid--single .offer-badges { justify-content:flex-start; flex-basis:100%; }
  .offer-grid--single .offer-card__extras { display:flex; }
  .offer-grid--single .offer-card__actions .btn-compare { border:1px solid #bcd0ea; border-radius:9px; padding:0 12px; min-height:34px; }
  .offer-grid--single .offer-card__actions .btn-primary { min-height:46px; }
  .mfo-explain-grid .method-card--light { min-height:0; }
}

/* Finance categories remain secondary to the main loan offering. */
.finance-crosslinks__inner { padding:25px 28px; border:1px solid #d7e5f5; background:#fff; border-radius:22px; display:flex; align-items:center; justify-content:space-between; gap:24px; }
.finance-crosslinks__inner h2 { margin:6px 0 5px; font-size:clamp(23px,2.8vw,32px); }
.finance-crosslinks__inner p { color:var(--muted); font-size:15px; max-width:680px; }
.finance-crosslinks__actions { display:flex; flex-wrap:wrap; gap:9px; }
.finance-crosslinks__actions a { display:inline-flex; align-items:center; min-height:44px; padding:0 14px; border:1px solid #bfd3f1; background:#eef5ff; color:#204f9e; border-radius:11px; font-weight:850; white-space:nowrap; }
@media(max-width:820px) { .finance-crosslinks__inner { align-items:stretch; flex-direction:column; padding:18px; } .finance-crosslinks__actions a { flex:1; justify-content:center; white-space:normal; } }


/* v8: Home headline. Two meaningful lines on wide screens, natural wrapping
   on small screens. Change only the homepage hero: other pages keep their H1. */
.hero--home .home-hero-title {
  color: #fff;
  font-size: clamp(38px, 3.65vw, 52px);
  font-weight: 850;
  line-height: 1.12;
  letter-spacing: -.038em;
  max-width: 800px;
  margin: 0 0 18px;
  text-wrap: pretty;
}
.hero--home .home-hero-title > span { display: block; }
.hero--home .hero-lead {
  max-width: 735px;
  color: rgba(255, 255, 255, .92);
  font-size: clamp(17px, 1.35vw, 19px);
  line-height: 1.48;
}
@media (min-width: 1280px) {
  .hero--home .home-hero-title > span { white-space: nowrap; }
}
@media (min-width: 821px) and (max-width: 1279px) {
  .hero--home .home-hero-title { font-size: clamp(34px, 3.7vw, 46px); }
}
@media (max-width: 820px) {
  .hero--home .home-hero-title {
    font-size: clamp(29px, 5.9vw, 43px);
    max-width: 100%;
    line-height: 1.10;
    margin-bottom: 15px;
    letter-spacing: -.032em;
  }
  .hero--home .hero-lead { font-size: 16px; line-height: 1.48; }
}
@media (max-width: 560px) {
  .hero--home .home-hero-title {
    font-size: clamp(26px, 7.5vw, 34px);
    line-height: 1.10;
    letter-spacing: -.025em;
  }
  .hero--home .hero-lead { font-size: 15px; line-height: 1.48; }
}


/* v9 — consistent wordmark and calmer heading scale on desktop only.
   The monogram is a local SVG, not an external font or image service. */
.brand-logo {
  align-items: center;
  gap: 11px;
  color: #fff;
  text-decoration: none;
}
.brand-logo__mark {
  width: 44px;
  height: 44px;
  flex: 0 0 44px;
  display: block;
  background: transparent;
  border-radius: 13px;
  box-shadow: 0 9px 20px rgba(0,0,0,.14);
  overflow: hidden;
}
.brand-logo__mark img {
  display:block;
  width:100%;
  height:100%;
}
.brand-logo__name,
.brand-logo__name span {
  display:inline;
  color: #fff;
  font-family: Inter, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  font-weight: 900;
  font-size: 19px;
  line-height: 1;
  letter-spacing: -.045em;
}
.brand-logo--footer .brand-logo__name,
.brand-logo--footer .brand-logo__name span { color:#fff; }
.brand-logo:hover .brand-logo__name { opacity: .95; }
.brand-logo:focus-visible { outline:2px solid #fff; outline-offset:5px; border-radius:8px; }
@media (min-width: 821px) {
  h1 { font-size:clamp(35px,3vw,47px); }
  h2 { font-size:clamp(28px,2.65vw,36px); }
  .section-heading h2 { font-size:clamp(28px,2.65vw,36px); }
  .hero--home .home-hero-title {
    font-size:clamp(35px,3.15vw,42px);
    line-height:1.12;
    max-width: 770px;
  }
  .finance-hero h1, .subhero h1, .mfo-hero h1 {
    font-size:clamp(32px,3vw,42px);
  }
  .finance-crosslinks__inner h2 { font-size:clamp(25px,2.35vw,30px); }
}
@media (max-width: 820px) {
  .brand-logo__mark { width:39px; height:39px; flex-basis:39px; border-radius:11px; }
  .brand-logo__name, .brand-logo__name span { font-size:18px; }
}
@media (max-width: 370px) {
  .brand-logo__mark { width:35px; height:35px; flex-basis:35px; }
  .brand-logo__name, .brand-logo__name span { font-size:16px; }
}

/* v9.1 — matching framed Z mark; smaller unified header/footer wordmark. */
.brand-logo { gap: 9px; }
.brand-logo__mark {
  width: 39px;
  height: 39px;
  flex: 0 0 39px;
  border-radius: 10px;
  box-shadow: 0 6px 14px rgba(0,0,0,.13);
}
.brand-logo__name, .brand-logo__name span {
  font-size: 18px;
  font-weight: 850;
  letter-spacing: -.032em;
}
@media (max-width: 820px) {
  .brand-logo__mark { width: 35px; height: 35px; flex-basis: 35px; border-radius: 9px; }
  .brand-logo__name, .brand-logo__name span { font-size: 17px; }
}
@media (max-width: 370px) {
  .brand-logo { gap: 7px; }
  .brand-logo__mark { width: 32px; height: 32px; flex-basis: 32px; }
  .brand-logo__name, .brand-logo__name span { font-size: 16px; }
}

/* Matching is always computed over the complete catalogue, not the first visible page. */
.filter-status__uncertain { display: block; margin-top: 5px; line-height: 1.5; color: #586a7e; }
.finder-match small { display: block; margin-top: 5px; color: #576a7b; line-height: 1.4; font-size: 13px; }
.offer-card__match-note { display:none; font-size: 12px; line-height: 1.45; font-weight: 750; color:#5b527b; padding: 9px 13px; background:#f5f2fb; border-radius:9px; margin:0 0 11px; }
.offer-wrap--uncertain .offer-card__match-note { display:block; }
@media(max-width:600px) { .offer-card__match-note { font-size: 12px; } }

/* Дата успешной синхронизации каталога на первом экране */
.hero--home .hero-stats { margin-bottom: 10px; }
.hero-last-sync {
  display: flex;
  align-items: center;
  gap: 7px;
  margin: 0 0 18px;
  color: rgba(255, 255, 255, .74);
  font-size: 13px;
  line-height: 1.45;
}
.hero-last-sync__icon { flex: 0 0 15px; opacity: .88; }
.hero-last-sync time { color: rgba(255, 255, 255, .9); font-weight: 700; }